The insurance sector is experiencing the kind of disruption that has beset other parts of the financial services sector over the past few years. The term ‘InsurTech’ has come to the fore as many traditional players move to a more digital model and new entrants swarm into the market.

But where there is disruption, there is also opportunity. Insurance has long provided societal benefits and many visionaries see technology as a way of providing innovative new types of insurance protection for underserved sectors of society.

Google has identified seven key technologies that have already begun to disrupt the insurance sector and whose impact is expected to accelerate in the next three to five years. These include: